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Debit & Credit Card Services
Visa® Platinum Credit Cards
Our Visa® Platinum credit cards offers hometown convenience, worldwide acceptance and great benefits.
Three great options all from the bank you know best.
- Rewards Platinum - unlimited reward points that don't expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.
- Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.
- Platinum Edition - no penalty APR and competitive rates.
- Signature Travel - Receive special offers and complimentary upgrades at hotels, resorts, and spas. Also receive rental car discounts and much more.
- Enjoy the following features with all of the above options:
- Competitive Rates*
- Manage your account online and go paperless at MyCardStatement.com
- Chip Card Security
- Fraud Monitoring and Zero Fraud Liability
- SecurLOCK™ Email and Text Fraud Alerts
- Mobile Payments
- Personal service from people you know
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
- Your Heritage Bank & Trust Mastercard Debit card is protected by FraudWatch® PLUS. You’re protected, round-the-clock, against the increasingly savvy perpetrators of debit card fraud. If you have questions about this service, please contact us at 931-388-1970.
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst at Fraud Protection Services to verify the authenticity of your card transactions, if warranted.
- If you would like to report debit card fraud or a lost or stolen debit card contact Hot Card Services at 1-800-264-5578.
Traveling with your Debit Card
- Please contact us before your departure to avoid problems using your Heritage Bank & Trust MasterCard® Debit Card while traveling outside of Tennessee.
Report Card Fraud or a Lost/Stolen Debit Card
During normal business hours
MASTERCARD EMV Debit Cards
Heritage Bank Credit Card
Bankers Bank: 1-800-556-5678