Certificates of Deposit & IRAs
Prepare for the future with CDs as a savings tool or plan your long term goals for retirement with a convenient IRA. Visit one of our convenient locations to apply today.
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Certificates of Deposit
Prepare for the future with CDs as a savings tool or plan your long term goals for retirement with a convenient IRA. Visit one of our Columbia, TN locations to apply today.
*An early withdrawal penalty will not be imposed following the death of an account holder or for extenuating health issues.
Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000 for each depositor while IRAs are separately insured up to $250,000 by the FDIC. For complete information on FDIC insurance please contact a Heritage Bank & Trust Client Banker at 931.388.1970 or consult the FDIC website at
When will you be financially Independent?
Business Certificates of Deposit
Heritage Bank & Trust offers CDs for businesses that are easy to save and provide funds for the future.
* An early withdrawal penalty will not be imposed following the death of a business owner who is an account owner on the CD.
For full account details and disclosures, visit us at one of our locations or contact a Client Banker at 931.388.1970.