Business services

Business Online Banking

Our Business Online Banking is ready to serve you 24/7. All deposit and loan accounts for your business are displayed on one summary page, giving you a current financial snapshot. Various levels of security and dual controls allow for selected employees to access different sections of online banking.

Additional features include Remote Deposit Capture & ACH Origination Services.

Mastercard® Business Debit Card

    • Our EMV Mastercard Debit cards allow you easy access to your funds worldwide while protecting you from fraud.
    • Your Heritage Bank & Trust Mastercard Debit card is protected by FraudWatch® PLUS. You’re protected, round-the-clock, against the increasingly savvy perpetrators of debit card fraud. If you have questions about this service, please contact us at 931-388-1970.
    • Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
    • You will be contacted immediately by an experienced fraud analyst at Fraud Protection Services to verify the authenticity of your card transactions, if warranted.
    • If you would like to report debit card fraud or a lost or stolen debit card contact Hot Card Services at 1-800-264-5578.

Mastercard® Business Credit Card

    • Check Credit Card Balances
    • Online Application
    • To manage your credit card or pay your bill online click here. 
    • 1-800-854-7642

Mastercard® Easy Savings Program

Mastercard Easy Savings is an automatic rebate program that enables participating merchants to provide rebates to eligible Mastercard small business cardholders registered in the program.

Click the image below to learn more. 

       Easy Savings


Merchant Services - BancCard

We can provide you with Merchant Credit Card Services which allow you to accept Visa®, MasterCard®, Discover®, and American Express payments from your customers. Other services include clock in and clock out, check verification and check conversion, gift cards, and internet processing. Our Client Bankers will be glad to talk with you and help establish the service your business needs.

Other Services

Online Bill Pay Log In    Online Bill Pay Business Sign-Up

  • Remote Deposit Capture
  • Online Bill Pay 
  • Mobile Banking & Mobile Deposit
  • Payroll Processing
  • ACH and other payment technologies
  • Cash Management Tools
  • Telephone Banking
  • Night Depository Services
  • Safe Deposit Boxes
  • Notary Services


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