Business services

Business Online Banking

Our Business Online Banking is ready to serve you 24/7. All deposit and loan accounts for your business are displayed on one summary page, giving you a current financial snapshot. Various levels of security and dual controls allow for selected employees to access different sections of online banking.

Additional features include Remote Deposit Capture & ACH Origination Services.

Visa® Platinum Business Credit Cards

    • Employee cards at no extra cost

    • Consolidated statements and comprehensive reporting

    • Chip card security

    • Fraud monitoring and zero fraud liability

    • Travel accident insurance1

    • Personal service from people you know

Small Business Rewards Credit Card

  • No annual fee
  • Competitive rates based on creditworthiness2
  • Earn one point for every net dollar spent
  • Redeemable for merchandise and travel rewards
  • Visit cRewardsCard.com for details

Small Business Edition Credit Card

  • No annual fee
  • Competitive rates based on creditworthiness2

Company Expense Charge Card

  • Intended for large corporations, non-profits and municipalities
  • No annual fee3
  • Pay-in-full account

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1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

2See the card application's Business Card Pricing Sheet for current terms, rates and fees.

3See the card application's Terms and Conditions for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

Mastercard® Business Debit Card

Our EMV Mastercard Debit cards allow you easy access to your funds worldwide while protecting you from fraud.

Your Heritage Bank & Trust Mastercard Debit card is protected by FraudWatch® PLUS. You’re protected, round-the-clock, against the increasingly savvy perpetrators of debit card fraud. If you have questions about this service, please contact us at 931-388-1970.

Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.

You will be contacted immediately by an experienced fraud analyst at Fraud Protection Services to verify the authenticity of your card transactions, if warranted.

If you would like to report debit card fraud or a lost or stolen debit card contact Hot Card Services at 1-800-264-5578.

Mastercard® Easy Savings Program

Mastercard Easy Savings is an automatic rebate program that enables participating merchants to provide rebates to eligible Mastercard small business cardholders registered in the program.

Click the image below to learn more. 

       Easy Savings

 

Merchant Services - BancCard

We can provide you with Merchant Credit Card Services which allow you to accept Visa®, MasterCard®, Discover®, and American Express payments from your customers. Other services include clock in and clock out, check verification and check conversion, gift cards, and internet processing. Our Client Bankers will be glad to talk with you and help establish the service your business needs.

Other Services

Online Bill Pay Log In    Online Bill Pay Business Sign-Up

  • Remote Deposit Capture
  • Online Bill Pay 
  • Mobile Banking & Mobile Deposit
  • Payroll Processing
  • ACH and other payment technologies
  • Cash Management Tools
  • Telephone Banking
  • Night Depository Services
  • Safe Deposit Boxes
  • Notary Services

 

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