Kasasa Saver

Save money with ease! Free Kasasa Saver links to your equally free Kasasa Cash or Kasasa Cash Back checking account to put your savings into overdrive. Contact us to get started!

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Kasasa Saver

 Save money with ease!  Free Kasasa Saver links to your equally free Kasasa Cash or Kasasa Cash Back checking account to put your savings into overdrive.

Each month you earn rewards on your Kasasa checking, those rewards are automatically transferred into Kasasa Saver - where you will be racking up the interest.  It's like doubling up on rewards!*

Kasasa Saver  
  • Free account that builds your savings with ease
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.75% APY** on balances up to $50,000
  • 0.75% to 0.42% APY** on balances over $50,000 depending on balance in account
  • 0.02% APY** if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online and mobile banking
  • Free eStatements 
  • $25 minimum deposit to open

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account on the last day of the current statement cycle: Kasasa Saver: Balances up to $50,000 receive APY of 0.75%; and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 0.75% to 0.42% APY depending on the account’s balance. Kasasa Cash: Balances up to $25,000 receive a non-compounding APY of 2.96%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a non-compounding range from 2.96% to 0.80% APY depending on the account’s balance. Kasasa Cash Back: 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash: All balances earn a non-compounding APY of 0.02%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. **APY = Annual Percentage Yield. APY calculations are based on an assumed total account balance of $25,000 plus $100,000 to be shown as a single figure (i.e. $125,000) for Kasasa Cash and $50,000 plus $100,000 to be shown as a single figure (i.e. $150,000) for Kasasa Saver. APYs accurate as of 03/14/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. After three withdrawals per calendar quarter, you will be charged $2.00 for each additional withdrawal. The fees will be assessed at calendar quarter end (March, June, September and December). Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

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