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Schedule Of Fees

Effective November 1, 2016

Account Balancing Assistance:
20.00/hour; $10.00 minimum

Account Closed within 90 days:
$10.00

Account Research:
$25.00/hour; $2.00 copy

Debit Card:
No fee for original card
$5.95 for replacement card

ATM Fees:
All foreign ATM fees refunded

Cashier's Checks: $6.00

Checks:
Fee depends on style and quantity

Charged Off Accounts:
$35.95 per account

Collection Items/Outgoing and Incoming:
$15.00 per item

Current Statement Printout:
$2.00 first page; $0.50 addit. Pages

Deficit Funds Transfer (Sweep):
$9.95 per transfer (sweep)

Deposited Checks Returned:
Charged Back - $6.95 each;
Recleared - $4.95; Special Handling - $2.95

Dormant Checking:
$9.95 per month if no activity
Checking Accounts; 6 months
Money Markets & Savings, 1 yr.

Fax Transmissions:
$5.00 first page, $1.00 per addit.page

Foreign Currency Exchange:
BUY: 1% of the USD equiv. $10 min + $25 Processing Fee
SELL:$25 Processing + Postage Expense (Varies on Volume)

Garnishments, Executions, Levies: $100.00

Coin Counter Fee: $.20 per roll
.
Returned Mail Fee: $5.00
.
Verification of Deposit: $15.95
.
Escheat Research: $24.95

IRA Transfer Fee: $29.95

Locater Fee:
1% or $100 minimum

Locking Night Drop Bags:
First Bag & Key- no charge
Additional bag - $25.00
Additional Key Deposit (per key) - $25.00

Money Orders: $3.00

Notary Public: no charge

Phone Transfers: $2.00 each

Photocopy: $0.25 per page

Safe Deposit Box:Fee varies by box size.Key deposit
(per key)- $10.00; replacement $30.95; Drilling $250
($25 late fee when payment past due 16 days)

Stop Payments: $36.95

Foreign (non-domestic)Canadian Deposited Items:
$25 per item - in addition, adjustments may be made
due to conversion rates.

Foreign Draft Orders: $50

Wire Transfers:
Domestic incoming - $10.95
Domestic outgoing - $23.95
International incoming - $69.95
International outgoing - $69.95
Returned Wire Fee - $45.95
Reinitiated Wire Fee - $5.95

Overdraft Fees:
The categories of transactions for which an overdraft fee
may be imposed are those by any of the following:
check, in-person withdrawal, ATM or Debit card
withdrawal, or other electronic means.

Non Sufficient Funds - NSF RETURN ITEM FEE -
$32.95

Non Sufficient Funds - NSF PAID ITEM FEE - $32.95

Continuous Negative Balance Fee After 2 Days -
$5.95 Per Business Day
(Fee also applies when any item causes your account to
be negative, including the imposition of fees.)

Ready Reserve Overdraft Protection (DDL): $30.95
Annually.

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