PERSONAL SAVINGS ACCOUNTS

The savings account you choose should be one that fits your preferences and needs, so that it will help you reach your financial goals. Look over the account descriptions below and choose the one that suits your needs.

Regular Savings
Whether saving for a rainy day or a special reason, the Heritage Regular Savings account is perfect!

• $15.00 fee per quarter unless a minimum daily balance of $100 is met
• 3 withdrawals per quarter, $2.00 for each additional withdrawal
• Free Online Banking
• Access to all Heritage and MoneyPass network ATMs
• Minimum opening deposit of $100

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New Generation Savings
A savings account designed for age 18 and under or full-time student. Heritage Bank encourages savings at an early age. Start each of your children in the habit of saving early with our New Generation Savings account.

• No minimum balance fees
• Must have parent or guardian signature if under 18 years old
• Must have proof that you are a full time student
• No minimum balance
• 3 withdrawals per quarter $1.00 for each additional withdrawal
• Free Online Banking
• Access to all Heritage and MoneyPass network ATMs

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Christmas Club Savings Account
Start saving for Christmas early. Don’t wait and be surprised by high interest rates and finance charges. Save for next Christmas now!

• Minimum opening deposit of $25.00
• No fee
• Interest paid at maturity
• Only 1 Withdrawal per year on Oct. 31st of each year. If money is withdrawn early the account is closed and can not be reopened until Nov. 1st. The account can be manually re-opened and begin the cycle for the next year anytime on or after Nov. 1st.

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Traditions Money Market
Simple and Easy! All the great features of Traditions Checking in an account that earns higher rates of interest!

• $15 Fee, unless you maintain a $2,000 balance or combined deposit balances of $5,000
• Up to six free transactions (three may be by check) are allowed each month. $3.00 for each additional transaction
• Free checks
• Free debit card
• Overdraft protection with approval
• Free Online Banking
• Access to all Heritage or MoneyPass network ATMs
• Minimum opening deposit of $2,000
• Tiered interest rates
• Under $1,000
• $1,000 -$9,999
• $10,000-$24,999
• $25,000-$49,999
• $50,000-$74,999
• Over $75,000

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Legacy Relationship Money Market
Simple and Easy! A Money Market Account especially designed for those customers who want to earn the highest rates and are Relationship Checking Customers. Legacy Money Market has no fee.

• $25.00 fee unless you maintain a Legacy Relationship Account
• No Minimum Balance
• Up to six free transactions (three may be by check) are allowed each month. $3.00 for each additional transaction
• Free checks
• Free debit card
• Overdraft protection with approval
• Free Online Banking
• Access to all Heritage or MoneyPass network ATMs
• Minimum opening deposit of $1,000
• Tiered interest rates
• Under $1,000
• $1,000 -$9,999
• $10,000-$24,999
• $25,000-$49,999
• $50,000-$74,999
• Over $75,000

Apply Now