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Mortgage Loans 
(Mortgage Calculator)
NMLS #478373

 

Home Loans

Buying a home may be the single most important investment that a consumer shall make. Heritage Bank and Trust will offer a variety of home loans either in-house or secondary market which consumers may choose from.

In-house first mortgage loans

Purchase or refinance up to a thirty-year amortization. The interest rate can be up to five years. A consumer might choose this type of product if they anticipate trading-up or moving within a few years. This loan has the option of refinancing at any time.

Construction Loans

Construction Loans for the consumer’s primary residence will be available through Heritage Bank and Trust. With the builder in mind, the Bank will offer the traditional construction loan package. For more information contact a Heritage Bank & Trust Loan Officer at (931) 388-1970.

Secondary Market Mortgages

Heritage Bank and Trust will offer all the traditional secondary market home loan products such as conventional, FHA or VA mortgages. This includes fixed rate and ARM mortgages. For more information contact a Heritage Bank & Trust Loan Officer at (931)388-1970. Use the link above to download an application to fax to the bank or bring it in to one of our offices.

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