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Our Executive Management Team

L-r: Jim Robinson, Mark Hines, Paul Watson Mark W. Hines,
President and CEO, is a banker with more than twenty years’
experience. He was the organizer of Community First Bank & Trust and
served as that bank’s founding president and CEO. Prior to his tenure
with CFBT, he was senior vice president and chief financial officer of
the Middle Tennessee Bank in Columbia. He is a graduate of Middle
Tennessee State University, with a BA in Finance, and has an MBA from
Belmont University. He is also a graduate of the LSU Graduate School of
Banking of the South.
Paul S. Watson, Executive Vice President and Chief Lending Officer,
has over 15 years of banking experience as a commercial relationship
manager for First Tennessee Bank, community president of TransFinancial
Bank and vice-president of business banking for AmSouth Bank in
Columbia. His background also includes positions as branch manager and
as a loan review officer. He earned his bachelor of science in
management and an MBA from Auburn University.
James B. (Jim) Robinson, Executive Vice President and Chief Financial
Officer, served as controller for Farmers & Merchants Bank in
Clarksville from 2002 to 2005. Prior to this, he worked as a CPA with
Rayburn, Bates & Fitzgerald, P.C., from 1996 until early 2002. He earned
a bachelor of science in business administration and a master of
accountancy from Auburn University. He also earned a MA in religion from
Lipscomb University.
The staff of Heritage Bank & Trust
represents a broad range of expertise with over 410 years of combined
banking experience from a variety of financial institutions. Stop in and
visit us in person!
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