Personal Banking - CDs/IRAs

Certificates of Deposit

Heritage Bank offers Certificates of Deposit with terms anywhere from 7 days to 60 months with a minimum opening deposit of only $1,000. Interest is compounded and paid annually for terms of one year or more.

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Individual Retirement Account

Heritage Bank offers Individual Retirement Accounts with terms from 7 days to 60 months. Minimum deposit of $1,000 is required.